Best Ways to shop Online International Stores in Pakistan without Credit Card

Mobile payment, also referred to as mobile money, mobile money transfer, and mobile wallet generally refer to payment services operated under financial regulation and performed from or via a mobile device. Instead of paying with cash, cheque, or credit cards, a consumer can use a mobile phone to pay for a wide range of services and digital or hard goods. Although the concept of using non-coin-based currency systems has a long history,[1] it is only recently that the technology to support such systems has become widely available.

Mobile payment is being adopted all over the world in different ways.[2][3] In 2008, the combined market for all types of mobile payments was projected to reach more than $600B globally by 2013,[4] which would be double the figure as of February, 2011.[5] The mobile payment market for goods and services, excluding contactless Near field communication or NFC transactions and money transfers, is expected to exceed $300B globally by 2013.[6]

In developing countries mobile payment solutions have been deployed as a means of extending financial services to the community known as the "unbanked" or "underbanked," which is estimated to be as much as 50% of the world's adult population, according to Financial Access' 2009 Report "Half the World is Unbanked".[7] These payment networks are often used for micropayments.[8] The use of mobile payments in developing countries has attracted public and private funding by organizations such as the Bill & Melinda Gates Foundation, United States Agency for International Development and Mercy Corps.

Moblile Wallets in Pakistan?

Currently following mobile wallets are famous and good for online payments to internalal stores in Pakistan.

MCB Lite:

Global Acceptance

The Mobile Wallet comes with a  Visa powered card which is accepted at millions of merchant locations worldwide and close to 2 million ATMs across 200 plus countries and territories. Add to this the ability to access your funds, make payments, and pay bills from anywhere in the world.

Telecom/Device Compatible

The innovation works with all five telecom service providers in Pakistan and runs on all internet enabled handsets or smart phones. This feature, with zero switching cost, is specially designed to make the spread of the innovation easy and to help you bring your “inner circle” onto the Mobile Payments Grid with minimal effort.

Unlimited Usage

Digital payments are demonetized and made free of MCB charges so that you and your “inner circle” save more time and money as your transactions increase. So now you can enjoy the benefits of being on the Mobile Payments Grid without being concerned about paying charges every time you make payments, send or receive money or manage your finances.

Online Shopping

The payment solution lets you shop securely and safely at local and international online stores.

Pay Anyone

In times of need, you can send money to anyone in Pakistan:

Any MCB Lite User
Any MCB Account Holder
Any valid CNIC Holder*

* The receiver must apply for MCB Lite in order to access the money through his/her Mobile Wallet

Top-ups

Always stay connected. Pay mobile phone bills or buy top-ups of all five Telecommunication companies in Pakistan.

Mobilink
Warid
Telenor
Ufone
Zong

Utility Bills

Push bill payments back into their rightful space, i.e. the interspace and rid yourself of the clutter and stress that outstanding payments create in your life.

Merchant Payments

Your Mobile Wallet lets you order and pay for a host of services delivered at your (or your inner circle’s) doorstep.

For an up-to-date list of merchants, please visit www.mcblite.com.

MCB Services

Control and manage your overall banking relationship with MCB through your smart phone by making payments for credit cards, paying insurance premiums  loading money from your other depository relationships with the Bank and much more.

Money Managment

Practice the art of just-in-time money management.

Instant transfers now allow you to move funds within your bank accounts, free of cost. The combination of Mobile Wallet management, SMS notifications and the occasional visit to Weblite services allows you to keep an eye on your overall digital activity and stay on top of your spending.

24 Hour Helpline

For support and help or to register feedback or complaints, please call us on our around-the-clock Call Center on 111-000-622

UBL WIZ:

UBLWiz

UBL Wiz is Pakistan's first ever Prepaid VISA Debit Card that provides the convenience, security and benefits of an ATM and Debit Card, locally and internationally.

More than just an ATM card, you can use your UBL Wiz everywhere VISA cards are accepted. Whether you are using it online, paying for petrol, shopping or dining, you are accessing money directly from your prepaid card, without having to visit the bank.

UBL Wiz internet card is available instantly at selected UBL branches with the facility of reload, allowing you to spend online, when you want, and the way you want to spend! With the global power and trust of VISA, your Wiz Internet Card is ready for the exciting world of online shopping!

All valid CNIC holders in Pakistan can own a UBL Wiz Internet Card. You can use your card to shop on the internet, make online payments and much more! You don't need to get registered, you don't need to activate sessions before shopping online and you don't have to pay any session charges either.

• Market

  Total Balance Allowed-Max Deposit (Rs.)

  ATM Withdrawal Limit per Day (Rs.)

  POS Usage Limit per Day (Rs.)

  Internet Usage Limit per Day (Rs.)

• Internet

  200,000

  40,000

  100,000

  100,000